Which type of insurance is considered a personal line?

Dwelling insurance is classified as a personal line of insurance because it typically covers residential properties that individuals or families own or occupy. This type of insurance is designed to protect the physical structure of a home and its contents from various risks, such as fire, theft, or certain natural disasters.

In contrast, the other types of insurance mentioned are categorized as commercial lines, which focus on providing coverage for businesses or commercial activities. Commercial general liability insurance protects businesses from third-party claims of bodily injury or property damage, while commercial crime insurance safeguards against losses resulting from criminal acts such as theft or fraud. A commercial package policy is a comprehensive insurance product that combines multiple types of coverage tailored for businesses, indicating it is also not a personal line.

Thus, dwelling insurance stands out as the only option focused on individuals and their personal residences, making it the correct answer to this question.