Which of the following is included in personal lines property/casualty insurance?

Homeowner insurance is included in personal lines property/casualty insurance because it primarily covers individual homeowners and their personal property against risks such as damage, theft, and liability. This type of insurance is designed to protect non-commercial assets and personal belongings within a residential setting. It provides coverage for both physical structure and personal property, ensuring that homeowners have financial protection in the event of certain disasters or liabilities that may occur on their property.

In contrast, the other options pertain to commercial or business-related insurances. General liability insurance typically covers businesses against claims of bodily injury or property damage, making it a component of commercial insurance rather than personal lines. Commercial property insurance focuses on protecting businesses and commercial buildings, while business auto insurance covers vehicles owned by businesses. These types of insurance are geared towards protecting commercial interests, distinguishing them from personal lines policies, which are intended for individual consumers.