In a liability claim, who is referred to as the claimant?

In a liability claim, the claimant is defined as the person who submits the claim for insurance coverage. This individual is seeking compensation or benefits under an insurance policy due to damages, losses, or injuries they have experienced. By filing a claim, the claimant initiates the process through which the insurance company evaluates the validity of the claim and determines eligibility for compensation.

The other parties mentioned in the options do not fit the definition of claimant. The individual against whom the claim is made is not the claimant; instead, they may be referred to as the defendant in a legal context. The insurance adjuster plays a crucial role in analyzing and assessing the claim but is not the one submitting the claim itself. Similarly, the attorney representing the insured may assist in navigating the claims process and advocating on behalf of the insured, but they are not the party directly submitting the claim. Therefore, the role of claimant specifically refers to the person pursuing the insurance claim for coverage.